A Chartered Financial Divorce Specialist (CFDS) like Joyce Owen is a specially trained financial professional who is uniquely qualified to provide separating or divorcing clients with an objective assessment of potential financial settlement scenarios.
A Chartered Financial Divorce Specialist like Joyce can:
Analyze your current financial situation
Envision how all the pieces of your financial life affect each other
Explain the financial consequences of keeping or giving up certain assets
Evaluate various financial scenarios and provide projections for each
Clarify how the separation might affect pension plans, insurance and other investments
Present available options to you and work with your lawyer or mediator to design a settlement agreement within those options that works best for you
Help you create and manage your budget during this transitional time
The best time to contact a Chartered Financial Divorce Specialist like Joyce is at the beginning of your divorce journey, but A CFDS can be a valuable asset during any part of the settlement process. You alone, or you and your spouse together are welcome to contact Joyce and meet with her personally to discuss your situation, your goals and your concerns.
Joyce Owen is an Ottawa-based Chartered Financial Divorce Specialist (CFDS), Certified Financial Planner (CFP), and Chartered Life Underwriter (CLU). She is a member of Advocis (The Financial Advisors Association of Canada), the Academy of Financial Divorce Specialists, the Financial Divorce Association (United States), and the International Academy of Collaborative Professionals. She also serves as a board member and treasurer of the Ontario Collaborative Law Federation as well as Collaborative Practice Ottawa.
Joyce Owen is an Ottawa-based Chartered Financial Divorce Specialist (CFDS), Certified Financial Planner (CFP), and Chartered Life Underwriter (CLU).